The Union Public Service Commission (UPSC) organizes the Indian Administrative Service (IAS) Exam, which is considered one of India’s most prestigious civil service exams. Each year, aspirants from all over the country take this fiercely competitive exam with the aim of securing a position in the Indian civil services. The IAS Exam is divided into three stages: the Prelims (or Preliminary stage), the Mains stage, and the Personality Test (or Interview stage).
The Prelims or the Preliminary Examination consists of two objective-type papers, commonly referred to as Paper I and Paper II. Paper I evaluates the aspirants’ general knowledge and aptitude skills, while Paper II tests their English language comprehension and decision-making ability. The Main Examination, on the other hand, consists of nine papers, including an essay paper, four General Studies papers, two optional papers, and two language papers. The Personality Test is the final stage, wherein the candidates’ personality, communication skills, and overall suitability for civil services are assessed. Cracking the UPSC IAS Exam requires a comprehensive understanding of the syllabus, rigorous preparation, and unwavering dedication toward achieving one’s goal.
The calendar for UPSC IAS Exam 2024 has been released, prompting aspiring candidates to begin their exam preparation without delay. According to the UPSC 2024 calendar, the Civil Services Preliminary examination is scheduled to take place on 26th May 2024. Additional details regarding the UPSC 204 exam schedule, syllabus, exam pattern, and Civil Services exam preparation are provided in the following sections.
The IAS Exam notification 2024 is to be released soon. Candidates can check the previous year’s notification here:
Below are the essential highlights of the UPSC IAS Exam 2024:
Organization | Union Public Service Commission (UPSC) |
Purpose of Exam | To recruit the candidates for All India and Central Civil Services |
Level of Exam | National |
No of Vacancies | To be notified |
Language | English and Hindi |
Number of Services | 24 (Includes IAS, IPS, IFS) |
Number of Attempts | 6 |
Duration of Exam | Prelims (2)- 2 hours for each paper (GS & CSAT) Mains (9) – 3 hours for each paper (Essay, Language, GS-I, II, III, IV, Optional) Personality Test – not fixed |
Exam Mode | Offline – pen and paper mode |
Application Mode | Online |
Eligibility Criteria | Indian, Age – 21 to 32, Education – Bachelor’s Degree |
Fees of Application (prelims) | INR 100/- for GEN category |
Exam Pattern | Prelims (Qualifying Only) – 400 Marks (CSAT -200 Marks only Qualify) Mains (written) – 1750 Marks Mains (Personality Test) – 275 Marks |
Official website | https://www.upsc.gov.in/ |
Helpline | 011-23098543 / 23385271 / 23381125 / 23098591 |
The examination months for UPSC IAS Exam 2024 have been provided below since the exact dates have not yet been announced:
IAS Exam 2024 Events | IAS 2024 Exam Date |
Notification Releases | 14th February 2024 |
Application Form Opens | 14th February 2024 |
Application Form Closes | 5th March 2024 |
Prelims Exam Admit Card Releases | To be notified |
Prelims Exam Date Starts | 26th May 2024 |
Result Declaration of Prelims Exam | To be notified |
Mains Admit Card issued | To be notified |
Mains Exam starts | 20th September 2024 onwards |
Final Result Declaration of UPSC IAS Exam 2024 | To be notified |
To be eligible to apply for the IAS exam, candidates must meet certain eligibility criteria, which are outlined in the UPSC IAS exam notification. These criteria include educational qualifications, age limit, nationality, physical standards, and the number of attempts. Details regarding the eligibility criteria can be found in the notification, but in summary, candidates must meet all of the aforementioned requirements in order to be considered eligible for the exam.
The UPSC IAS exam notification outlines the eligibility criteria for the IAS exam, which includes nationality requirements. Candidates must meet one of the following criteria:
The UPSC sets the age limit for the IAS exam. It is essential for applicants to review the age criteria before applying for the IAS 2024 exam. Candidates who are 21 years old or older and under 32 years old as of August 2024 are eligible for the UPSC IAS exam. The age limits for different categories are outlined in the table below.
Category | Minimum Age Limit | Maximum Age Limit |
General | 21 | 32 |
EWS | 21 | 32 |
SC/ST | 21 | 37 |
OBC | 21 | 35 |
The educational qualifications required for the IAS exam are stated in the UPSC 2024 notification, which specifies that any individual who holds a graduate degree from a government-recognized university or possesses a degree of equivalent value is eligible to apply for the IAS 2024 exam. The candidates who wish to apply for the IAS Exam must meet the educational qualifications as stipulated by the authorities. The educational requirements for the IAS Exam 2024 are as follows:
When applying for the IAS Exam, the eligibility of candidates is determined based on several factors, including the number of attempts. Below is a table that lists the number of attempts allowed for each category of candidate:
Category | Number of Attempts |
General | 6 |
EWS | 9 |
SC/ST | Unlimited (Upto Age Limit) |
OBC | 9 |
The UPSC is yet to release the admit card for the IAS exam 2024. It will be available for download on the official website a few days prior to the exam. Candidates must enter their login credentials, which comprise their Application or Registration Number and Password/Date of Birth, to download the admit card. It is mandatory for candidates to possess the admit card on the day of the examination, as entry to the exam hall will be prohibited without it.
The UPSC admit card 2024 will contain all the essential details needed for the exam day. After the release of the IAS exam admit card, it is recommended that candidates verify the information provided on it. The following details should be checked on the IAS 2024 admit card:
During registration for the IAS exam, the UPSC provides a list of exam centers. Since the UPSC exam is conducted at a national level, candidates are given the option to select their preferred exam center. During registration, candidates must provide a list of their preferred exam centers. The table below displays the available exam centers for the UPSC exam.
IAS (UPSC CSE) Exam Centres | ||
Aurangabad | Jabalpur | Rajkot |
Bangalore | Jaipur | Ranchi |
Bareilly | Jammu | Sambalpur |
Bhopal | Jodhpur | Shillong |
Bilaspur | Jorhat | Shimla |
Chandigarh | Kochi | Siliguri |
Chennai | Kohima | Srinagar |
Coimbatore | Kolkata | Thane |
Cuttack | Kozhikode (Calicut) | Thiruvananthapuram |
Dehradun | Lucknow | Tiruchirapalli |
Delhi | Ludhiana | Tirupati |
Dharwad | Madurai | Udaipur |
Dispur | Mumbai | Varanasi |
Faridabad | Mysore | Vellore |
Gangtok | Nagpur | Vijayawada |
Gaya | Navi Mumbai | Visakhapatnam |
Ghaziabad | Gautam Buddh Nagar | Warangal |
The UPSC designs the IAS exam format such that candidates must participate in three separate stages, namely:
To be selected for any of the available positions, the candidate must successfully pass all three stages and achieve the final cutoff as determined by the UPSC subsequent to the interview round. If there are any modifications to the UPSC IAS exam pattern in 2024, the UPSC will provide all relevant information in the official notification for UPSC IAS Exam 2024.
The first stage of the IAS Exam is the UPSC Prelims, which consists of two papers: General Studies I and CSAT (General Studies Paper II). Your performance in the General Studies paper determines your selection to the UPSC Mains. Therefore, your performance in the General Studies Paper will be considered for the Prelims cutoff.
It is important to note that incorrect answers will result in negative markings, with 1/3rd of the total marks allotted for each question being deducted as a penalty. However, there will be no penalty for leaving a question unanswered.
The IAS 2024 Prelims Exam Pattern is provided in the table below.
Particulars | Paper I General Studies | Paper II CSAT |
No of Questions | 100 | 80 |
Marks Allotted | 200 | 200 |
Time Allotted | 2 Hours | 2 Hours |
Subjects | The score will be considered for the Cutoff | Comprehension, Interpersonal Skills, Logical reasoning, Decision, General Basic numeracy, Mental Ability, Data interpretation. |
Nature of Exam | Comprehension, Interpersonal Skills, Logical reasoning, Decision, General Basic numeracy, Mental Ability, and Data interpretation. | To Qualify Candidates will have to score 33% to qualify CSAT. |
In Stage II of the UPSC exam, known as the IAS Exam, candidates will have to appear for the UPSC Mains. The IAS Mains consists of two categories of papers: Paper A (qualifying) and Paper B (merit ranking). The Language paper and the English paper make up Paper A and Paper B, respectively, and they are qualifying papers.
The marks scored in these papers will not be taken into account while determining the candidate’s rank. However, the remaining papers will be evaluated for merit purposes. The IAS 2024 Mains Exam Pattern has been outlined in the table below for your reference.
Paper | Subject | Total Marks/Duration | Nature of Paper |
Paper A | Indian Language | 300/3 Hours | Qualifying |
Paper B | English Language | 300/3 Hours | Qualifying |
Paper I | Essay (Can be written in the medium of the candidate’s choice) | 250/3 Hours | Merit |
Paper II | General Studies – 1 (Indian Heritage & Culture, History & Geography of the World & Society) | 250/3 Hours | Merit |
Paper III | General Studies – 2 (Governance, Constitution, Polity, Social Justice & International Relations) | 250/3 Hours | Merit |
Paper IV | General Studies – 3 (Technology, Economic Development, Biodiversity, Security & Disaster Management) | 250/3 Hours | Merit |
Paper V | General Studies – 4 (Ethics, Integrity & Aptitude) | 250/3 Hours | Merit |
Paper VI | Optional Subject – Paper 1 | 250/3 Hours | Merit |
Paper VII | Optional Subject – Paper 2 | 250/3 Hours | Merit |
The third and final stage of the selection process for the IAS Exam is the UPSC Interview/Personality Test. This phase carries a weightage of 275 marks, contributing to a maximum total of 2025 marks. During the interview, candidates are evaluated by the board on various attributes such as their:
To apply for the IAS exam in 2024, candidates must complete the online application process on the UPSC website (upsc.gov.in). The application form will be released on February 01, 2024 (tentative), and candidates must apply before the last date. General category candidates are required to pay the application fee.
Here are the steps to follow for completing the IAS 2024 application form:
REQUIRED DOCUMENTS FOR APPLICATION OF UPSC IAS 2024
Candidates are recommended to gather all necessary documents and details before filling out the IAS exam application form. A list of the required documents and details that should be prepared in advance is given below:
Candidates have the option to pay the IAS exam Application fee either online or offline. Online payment can be made using a credit card, debit card, Rupay card, or Internet Banking Services. For offline payment, candidates can download the e-challan and pay the fee in cash at SBI bank branches on the next day. The payable amount for all candidates is specified as follows:
Category | Application Fees |
General and OBC | INR 100/- |
SC/ST/PWD and Female | Exempted |
The Prelims GS(General Studies) Paper I Syllabus as given by the UPSC is:
Understand the Indian political system and governance, including the Constitution, Panchayati Raj, Public Policy, and Rights Issues. |
Acquire knowledge on the past of India and the Indian National Movement. |
Stay informed about national and global current affairs that have significance and impact. |
Gain knowledge of the physical, social, and economic geography of India and the world. |
Gain knowledge and comprehension regarding economic and social development areas, including sustainable development, poverty, inclusion, demographics, and social sector projects. |
Be aware of general issues related to environmental ecology, biodiversity, and climate change, even without specialized knowledge. |
Gain knowledge of general science topics. |
GS Paper I (Objective Type) evaluates candidates’ general awareness across a wide range of subjects. |
Cover Indian Polity, Geography, History, Indian Economy, Science and Technology, Environment and Ecology, International Relations, and related UPSC Current Affairs in your preparation. |
The Prelims GS Paper II (CSAT) Syllabus as given by the UPSC is:
Interpersonal abilities, including effective communication. |
Understanding and interpretation of information. |
Logical reasoning and analytical thinking. |
Ability to make decisions and solve problems. |
General cognitive ability. |
Interpretation and analysis of data, including charts, graphs, tables, and data sufficiency, at the level of Class X. |
Fundamental numeracy skills (such as numbers, their relations, and orders of magnitude, at the level of Class X). |
IAS Syllabus for UPSC Mains GS-I
General Studies-I comprises three subjects: Indian Heritage and Culture, Society, History, and Geography of the World, which are collectively worth 250 marks
The scope of Indian culture encompasses Art Forms, Literature, and Architecture, spanning from ancient times to the present era. |
The understanding of significant geophysical phenomena such as Volcanic activity, earthquakes, Tsunami, cyclone, etc., geographical features, and their locations, changes in critical geographical features such as water-bodies and ice-caps, and its impact on flora and fauna is an essential part of the curriculum. |
The role of women and women’s organizations, population issues, poverty, developmental concerns, urbanization, and their associated challenges and solutions are significant topics. |
The critical features of the world’s physical geography comprise a fundamental subject matter. |
The distribution of primary natural resources across the world, including South Asia and the Indian sub-continent, and the factors responsible for the location of primary, secondary, and tertiary sector industries in various parts of the world, including India, are important areas of study. |
The history of the world from the 18th century, including events such as the industrial revolution, world wars, colonization, decolonization, and political philosophies like communism, capitalism, socialism, etc. and their societal impact, constitutes an essential subject matter. |
The period of modern Indian history, commencing from the mid-eighteenth century to the current times, highlights significant events, personalities, and issues. |
The effects of globalization on Indian society, including social empowerment, communalism, regionalism, and secularism, constitute a vital area of study. |
The Freedom Struggle, characterized by distinct stages and noteworthy contributors from diverse parts of the country, forms a crucial aspect of the curriculum. |
The salient features of Indian society, including its diversity, form a crucial part of the curriculum. |
The process of consolidation and reorganization within the country after gaining independence is an integral part of the syllabus. |
IAS Syllabus for UPSC Mains GS-II
General Studies-II : Governance, Constitution, Polity, Social Justice and International relations(250 Marks)
India and its Neighborhood: Relations with Neighboring Countries. |
Effect of Policies and Politics of Developed and Developing Countries on India’s Interests: A Critical Analysis and Assessment of Impact on the Indian Diaspora. |
Bilateral, Regional, and Global Groupings and Agreements: An Examination of those Involving India and/or Affecting India’s Interests. |
The Role of Civil Services in Democracy: An Overview of their Functioning and Responsibilities. |
Poverty and Hunger: An Overview of Related Issues. |
Development Processes and the Development Industry: The Role of NGOs, SHGs, Various Groups and Associations, Donors, Charities, Institutional, and Other Stakeholders. |
Government Policies and Interventions for Development: A Critical Analysis of their Design and Implementation and Related Issues. |
Governance, Transparency, and Accountability: An Analysis of Important Aspects, including E-governance Applications, Models, Successes, Limitations, and Potential, Citizens’ Charters, Transparency and Accountability Measures, and Institutional Measures. |
Statutory, Regulatory, and Quasi-judicial Bodies: An Overview of their Roles and Functions. |
Constitutional Posts and Bodies: The Appointment Process, Powers, Functions, and Responsibilities of Various Constitutional Bodies. |
Welfare Schemes for Vulnerable Sections: An Examination of Centre and State Schemes, Mechanisms, Laws, Institutions, and Bodies for their Protection and Betterment. |
Social Sector/Services: Development and Management Issues related to Health, Education, and Human Resources. |
The Indian Constitution: Its historical roots, evolution, features, amendments, significant provisions, and fundamental structure. |
Comparison of the Indian Constitutional Scheme: A Comparative Study of Parliament and State Legislatures, their Structure, Functioning, Conduct of Business, Powers, and Privileges. |
International Institutions, Agencies, and Fora: An Overview of their Structure, Mandate, and Relevance. |
Separation of Powers and Dispute Redressal Mechanisms: An Overview of the Organs and Institutions Involved. |
The Executive and the Judiciary: An Analysis of their Structure, Organization, and Functioning, including Ministries and Departments of the Government, Pressure Groups, and Formal/Informal Associations. |
Union and State Functions and Responsibilities: Challenges in the Federal Structure, Devolution of Powers and Finances up to Local Levels, and Related Challenges. |
The Representation of People’s Act: A Study of its Salient Features. |
IAS Syllabus for UPSC Mains GS-III
General Studies-III: Technology, Economic Development, Bio-diversity, Environment, Security and Disaster Management (250 Marks)
Science and Technology in India: Developments, Applications, and Effects on Everyday Life. |
Inclusive Growth and Related Issues in India. |
Government Budgeting and Its Implications in India. |
Inclusive Growth and Related Issues in India. |
Awareness in Emerging Technologies and Issues Related to Intellectual Property Rights in India. |
Conservation, Environmental Pollution, and Degradation: Impact and Assessment in India. |
Disaster Management in India: Challenges, Strategies, and Best Practices. |
Agriculture in India: Crops, Irrigation, Storage, Transport, Marketing, and Technology. |
Investment Models and Opportunities in India. |
Security Challenges and Their Management in Border Areas in India: Organized Crime, Terrorism, and Related Issues. |
Land Reforms in India: Issues, Challenges, and Progress. |
Planning, Resource Mobilization, Growth, Development, and Employment in the Indian Economy. |
Food Processing and Related Industries in India: Scope, Significance, Requirements, and Supply Chain Management. |
Farm Subsidies, Minimum Support Prices, Public Distribution System, Food Security, and Animal Rearing in India. |
Liberalization, Industrial Policy, and Industrial Growth in India: Effects and Implications. |
Government Budgeting and Its Implications in India. |
Infrastructure Development in India: Energy, Ports, Roads, Airports, Railways, and More. |
Challenges to Internal Security in India: Communication Networks, Media, Social Networking Sites, Cyber Security, and Money-Laundering. |
Security Forces and Agencies in India: Mandate, Roles, and Challenges. |
Development and Extremism: Linkages, Causes, and Remedies in India. |
External and Internal Actors in Creating Challenges to Internal Security in India: State and Non-State Perspectives. |
Conservation, Environmental Pollution, and Degradation: Impact and Assessment in India. |
Syllabus for UPSC Mains GS-IV
General Studies-IV: Ethics, Integrity, and Aptitude(250 Marks)
Attitude: The content, structure, function, and influence of attitude will be explored in this section, as well as its relationship with thought and behavior. The section will also cover moral and political attitudes, social influence, and persuasion. |
Aptitude and Foundational Values for Civil Service: This section will focus on the foundational values required for civil service, including integrity, impartiality, non-partisanship, objectivity, dedication to public service, empathy, tolerance, and compassion towards weaker sections. |
Public/Civil Service Values and Ethics in Public Administration: This section will address the status and problems of public/civil service values and ethics in public administration, as well as ethical concerns and dilemmas in government and private institutions. Additionally, it will explore laws, rules, regulations, and conscience as sources of ethical guidance, accountability and ethical governance, the strengthening of ethical and moral values in governance, ethical issues in international relations and funding, and corporate governance |
Probity in Governance: This section will discuss the concept of public service, the philosophical basis of governance and probity,right to information, information sharing and transparency in government, codes of conduct, codes of ethics, citizen’s charters, work culture, quality of service delivery, utilization of public funds, and challenges of corruption. |
Ethics and Human Interface: This section will explore the essence, determinants, and consequences of ethics in human actions, as well as the various dimensions of ethics. Additionally, it will examine ethics in private and public relationships, lessons learned from the lives and teachings of great leaders, reformers, and administrators, and the role of family, society, and educational institutions in inculcating values. |
Emotional Intelligence: This section will discuss the concepts of emotional intelligence, their utilities, and their applications in administration and governance. |
Contributions of Moral Thinkers and Philosophers: This section will examine the contributions of moral thinkers and philosophers from India and around the world. |
Case Studies: The paper will conclude with case studies on the above issues to provide practical examples of the topics covered. |
The syllabus for Indian Language & English in the UPSC exam can be summarized as follows:
The syllabus for UPSC Optional Subjects can be summarized as follows:
Economics |
Mechanical Engineering |
Law |
Civil Engineering |
Agriculture |
Chemistry |
Psychology |
Geology |
Botany |
Electrical Engineering |
Political Science |
Commerce & Accountancy |
History |
Philosophy |
Mathematics |
Anthropology |
Medical Science |
Zoology |
Geography |
Sociology |
Telugu |
English Literature |
Kashmiri |
Punjabi |
Gujarati |
Nepali |
Tamil |
Kannada |
Maithili |
Malayalam |
Konkani |
Sindhi |
Hindi |
Bengali |
Odia |
Marathi |
Urdu |
Manipuri |
Sanskrit |
Assamese |
The UPSC Mains Exam qualifiers will proceed to the ‘Personality Test/Interview’ stage, where:
Soon after the commencement of the IAS exam, the UPSC will release the cutoff marks for 2024 on its website. Various factors contribute to the determination of the UPSC IAS 2024 cutoff marks. Candidates can refer to the previous year’s cutoffs and consider the following factors to estimate this year’s cutoff:
The cutoff for the IAS exam is influenced by the following factors:
Category | IAS Prelims Cutoff | IAS Mains Cutoff | IAS Final Cutoff |
General | 98 | 751 | 961 |
OBC | 95.34 | 718 | 925 |
SC | 82.00 | 706 | 989 |
ST | 77.34 | 699 | 893 |
Category | IAS Prelims Cutoff | IAS Mains Cutoff | IAS Final Cutoff |
General | 98.00 | 774 | 982 |
OBC | 96.66 | 732 | 938 |
SC | 84.00 | 719 | 912 |
ST | 83.34 | 719 | 912 |
The UPSC IAS Exam 2024 results will be announced by the Union Public Service Commission on their official website for both prelims and mains. The results will be available in digital format, displaying the merit list of candidates along with their respective names and roll numbers. In addition, the marks secured by the qualified candidates will also be made available in PDF format. The website will also offer a direct link to download the mark sheet for candidates who have cleared the civil services examination. Finally, after the mark sheets are released, the UPSC IAS Exam 2024 final merit list will be published.
The Central Government provides the salary and other allowances for IAS officers, who are regarded as some of the highest-paid employees within the government of India. Under the latest pay structure, individuals who pass the UPSC CSE exam and become an IAS officer or any other civil service member will receive a basic salary of INR 56,100/-. According to the 7th Pay Commission, the starting salary for an IAS officer is around INR 70,000.
Post Name | Pay Scale | Grade Pay |
Sub-Divisional Magistrate (SDM) & SDO | INR 50,000 to INR 1,50,000 | INR 16,500 |
Sub-Collector (2 years after probation) | INR 50,000 to INR 1,50,000 | INR 16,500 |
District Magistrate (DM) | INR 50,000 to INR 1,50,001 | INR 20,000 |
Collector | INR 50,000 to INR 1,50,001 | INR 20,000 |
Joint Secretary (Government of India) | INR 50,000 to INR 1,50,001 | INR 20,000 |
Special Secretary | INR 50,000 to INR 1,50,002 | INR 23,000 |
Head of Government Departments | INR 50,000 to INR 1,50,002 | INR 23,000 |
Secretary (Minister) | INR 1,00,000 to INR 2,00,000 | INR 26,000 |
Principal Secretary | INR 1,00,000 to INR 2,00,000 | INR 30,000 |
Chief Secretary (States) | INR 2,25,000 | – |
Union Secretary (Ministries of Government) | INR 2,25,000 | – |
Cabinet Secretary of India | INR 2,25,000 |
The salary structure for IAS officers comprises several elements, including basic pay, HRA, TA, DA, medical allowances, and additional benefits such as housing, security, transportation, medical coverage, telephone/internet expenses, newspaper subscriptions, and study leave.
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The Indian Administrative Service (IAS) exam organized by the Union Public Service Commission or UPSC, is one of the most challenging and esteemed competitive examinations in India. Its purpose is to select candidates for several administrative positions within the Indian Civil Services.
To be eligible for the exam, the candidate must meet the following criteria:
● Hold Indian citizenship.
● Have achieved the age of 21 years but not yet reached 32 years as of August 1st in the year of the exam.
● A bachelor’s degree from a recognized university is required.
The UPSC IAS exam is conducted in three stages: Preliminary Exam, Main Exam, and Interview. The Preliminary Exam comprises of two objective type papers, while the Main Exam consists of nine descriptive type papers. The final stage of the exam is the Interview.
The syllabus for UPSC IAS includes topics from a wide range of subjects such as History, Geography, Polity, Economy, Science and Technology, Environment and Ecology, Ethics, and Aptitude.
The application process for UPSC IAS 2024 will be conducted online on the official website of the Union Public Service Commission. The detailed notification for the exam will be released on the official website. Candidates can apply for the exam by filling out the online application form and paying the requisite fee.
The application fee for UPSC IAS 2024 is expected to be Rs. 100/- for General and OBC candidates. The application fee is waived for SC/ST and female candidates.
UPSC IAS 2024 preparation requires dedication, hard work, and commitment. Candidates should make a study plan and stick to it. They should refer to the best books and study material available for each subject. They should also solve the previous year’s question papers and take mock tests to evaluate their preparation. It is also important to stay updated with current affairs and events happening around the world.
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Chegg India does not ask for money to offer any opportunity with the company. We request you to be vigilant before sharing your personal and financial information with any third party. Beware of fraudulent activities claiming affiliation with our company and promising monetary rewards or benefits. Chegg India shall not be responsible for any losses resulting from such activities.
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