Top 15 Highest Paying Career Options for Commerce Students in 2025

January 17, 2025
career options for commerce students
Quick Summary

Quick Summary

  • Commerce is a popular stream among HSC (10+2) students in India.
  • After commerce education, you can work in finance, accounting, marketing, human resources, taxation, banking & more.
  • 3 career options for commerce students are Chartered Accountant, Certified Public Accountant and Investment Banker. 

Table of Contents

Commerce is one of the most popular career streams in India, with over 40.3 lakh students choosing it as their preferred subject. This stream offers a wide range of career options for commerce students, but the variety can often lead to confusion. With so many paths to choose from, it’s important to understand which career options for commerce students are the best fit for your skills and interests.

When deciding on a career, you may wonder what the most rewarding career options for commerce students are and how to pursue them. There are various courses and fields to explore, from traditional roles like Chartered Accountant (CA) and Certified Public Accountant (CPA) to newer fields such as Digital Marketing and Data Analysis. Each of these offers unique opportunities and challenges, and your choice should depend on your long-term goals.

To help you navigate these options, it’s essential to understand the courses you can take after completing your 12th grade. Whether you’re looking to become an Investment Banker, Financial Analyst, or pursue a career in Tax Consulting, there are many paths to choose from. By focusing on the right courses and gaining the necessary skills, you can unlock some of the most rewarding career options for commerce students. Take time to research and plan your future, as the right choice can lead to a successful and fulfilling career.

Below are the most popular courses after 12th Commerce, that can help you get a great job further:

1. Bachelor of Commerce (BCom)

Bachelor of Commerce (B.Com) is one of the most preferred courses in commerce for every other student. It is a three-year undergraduate course that provides students with a comprehensive understanding of subjects such as accounting, finance, economics, business management, and taxation. The curriculum is aimed at equipping you with practical and theoretical knowledge. It is essential for pursuing commerce stream jobs in the fields of finance, banking, accounting, or entrepreneurship.

Read about: BCom Accounting and Finance Course in India

2. Bachelor of Economics (BE)

Bachelor of Economics (BE) is the second in the 12th Commerce course list. It is an undergraduate academic degree program that focuses on the study of economics, including microeconomics, macroeconomics, econometrics, and other related fields. It offers diverse career opportunities in finance, business, government, and academia. It is a top choice for students looking for commerce career options, providing various career options and the possibility for further studies in economics or related fields after graduation.

3. Bachelor of Business Administration (BBA)

Bachelor of Business Administration (BBA) is an undergraduate degree program that is the best course for commerce students. The program covers subjects like accounting, finance, marketing, human resources, and operations management. The duration of this course is three to four years, depending on the institution. After graduation, you can pursue further education, such as an MBA, or start working in various industries, including finance, marketing, and consulting.

4. Bachelor of Commerce in Banking and Insurance (BBI)

The Bachelor of Commerce in Banking and Insurance (BBI) is a three-year undergraduate program designed to provide students with a comprehensive understanding of the banking and insurance industry. This program covers subjects like accounting, finance, economics, business law, banking operations, insurance principles, and risk management. This is one of the courses in commerce that teaches students about the various functions of the banking sector.

Also read: Commerce without Maths scope

5. Bachelor of Commerce in Financial Market (BFM)

Bachelor of Commerce in Financial Market (BFM) is another one of the commerce courses after 12th. It is an undergraduate program that focuses on developing the knowledge and skills of students in the financial markets. The course is designed to provide you with a comprehensive understanding of the financial world, including financial instruments, investment strategies, risk management, and financial analysis. This degree is ideal for you if you are interested in pursuing a career in the financial market.

Suggested Read: BBA vs BCOM – Which Should You Opt For?

job prospects after commerce courses

List of Top 15 Commerce Career Options for Students

Here is a list of the top 15 career options for commerce students. Some popular options include Chartered Accountancy (CA), Investment Banking, Financial Analyst, and Marketing Manager.

Other career options for commerce students are Company Secretary (CS), Tax Consultant, Digital Marketer, and Entrepreneur. These careers offer great growth potential and high-salary opportunities in various industries.

  • Chartered Accountant
  • Certified Public Accountant
  • Digital Marketer
  • Cost and Management Accountant
  • Company Secretary
  • Investment Banker
  • Financial Analyst
  • Research Analyst
  • Data Analyst
  • Business Development Manager
  • Athletic Director
  • Writer
  • Relationship Manager
  • Event Planner
  • Lawyer

Best Commerce Career Options for Students with Salary

There are many career options for commerce students with great salary potential. Some of them are given below, such as Chartered Accountancy (CA), offering salaries from INR 6 LPA, and Investment Banking, where earnings can range from INR 10 LPA to INR 50 LPA.

Other career options for commerce students, such as Marketing Manager and Financial Analyst, offer salaries between INR 5 LPA and INR 15 LPA, providing excellent growth opportunities.

Career OptionSkills RequiredAverage Salary (in INR)
Chartered Accountant 1. Accounting and Tax Knowledge
2. Knowledge of Regularity Standards
3. Software Proficiency
4. Analytical Skills
5. Communication Skills
11.5 LPA
Certified Public Accountant1. Accounting and Tax Knowledge
2. Knowledge of Regularity Standards
3. Software Proficiency
4. Analytical Skills
5. Communication Skills
7 LPA
Digital Marketer1. Content Creation
2. Data Analytics
3. CRM
4. SEO & SEM Knowledge
5. Communication Skill
9.2 LPA
Cost and Management Accountant1. Research Skills
2. Problem-Solving Skills
3. Analytical Skills
4. Forecasting Skills
5. Budget Analysis
7 LPA
Company Secretary1. Time-Management Skills
2. Multi-Tasking Skills
3. Analytical Skills
4. Strong Numerical Skills
5. Knowledge of Company Law
9.1 LPA
Investment Banker1. Numerical Skills
2. Analytical Skills
3. Problem Solving Skills
4. Project Management Skills
5. Networking Skills
16.6 LPA
Financial Analyst1. Accounting Skills
2. Financial Literacy
3. Technical Skills
4. Interpersonal Skills
5. Problem-Solving Skills
6 LPA
Research Analyst1. Statistical and Maths Knowledge
2. Data Analysis
3. Problem-Solving Skills
4. Critical Thinking
5. Attention to detail
5 LPA
Data Analyst1. SQL Knowledge
2. Data Management
3. Statistical Programming
4. Machine Learning
5. Analytical Skills
7 LPA
Business Development Manager1. Analytical Skills
2. Problem-Solving Skills
3. Negotiation Skills
4. Technical Skills
5. Project Management Skills
10 LPA
Athletic Director1. Interpersonal Communication Skills
2. Leadership Skills
3. Analytical Skills
4. Budgeting Skills
5. Problem-Solving Skills
3.5 LPA
Writer1. Creativity
2. Research Skills
3. Search Engine Optimization (SEO)
4. Editing/Proofreading
5. Time-Management Skills
3.8 LPA
Relationship Manager1. Presentation Skills
2. Negotiation Skills
3. Problem-Solving Skills
4. Mathematical Skills
5. Technical Skills
6.2 LPA
Event Planner1. Leadership Skills
2. Strategic Thinking
3. Problem-Solving Skills
4. Communication Skills
5. Change Management
3 LPA
Lawyer1. Law & Legal Knowledge
2. Verbal Communication Skills
3. Logical and Rational Thinking
4. Technical Skills
5. Teamwork
8.5 LPA

Salary Source: Ambition Box, GlassDoor

Top Career Options for Commerce Students

Top career options for commerce students include Chartered Accountancy (CA), Investment Banking, and Financial Analysis. These fields offer high salary potential and growth opportunities.

Other popular career options for commerce students are Marketing Manager, Company Secretary (CS), and Digital Marketing. Each of these paths provides rewarding careers with excellent prospects for development and advancement in various industries.

career options for commerce students

1. Chartered Accountant

career options for commerce students

As a Chartered Accountant (CA) professional, you will become an accountant and financial expert, which is considered one of the best commerce career options for students. As CA, you will be providing financial advice, auditing, taxation, and accounting services to individuals, businesses, and organizations.

The career path for a CA typically involves completing a rigorous education program, including practical experience and passing certification exams. Once qualified, you can work in a variety of fields, including public accounting, corporate finance, government, or academia. This career is highly respected and in demand due to specialized knowledge and expertise in financial matters. Your career in CA can lead to a lucrative and rewarding profession with many opportunities for growth and advancement.

Education Qualification

  1. Complete 10+2 or equivalent level of education from a recognized board or institution.
  2. Complete graduation from a recognized university or college.
  3. Complete the ICAI’s dedicated course, including three levels, Foundation, Intermediate, and Finals with exams at the end of each level.
  4. Complete a minimum of three years of practical training in a CA firm or under a practicing CA.

Also Read: Salary of a Chartered Accountant in India

2. Certified Public Accountant

A certified Public Accountant or CPA for short is a finance expert who has a certification to work as an accountant. They prepare tax returns, budgets, and reports, and conduct audits for clients. The CPA also ensures all financial documents are as per law. CPAs can work as bookkeepers and also as accounts payable clerks in India. As a CPA you are also eligible to work internationally, however, they might have to take additional examinations, this one for the great career options for commerce students after graduation.

Education Qualification

  1. A bachelor’s degree in accounting or business administration is needed for this career.
  2. Candidates need to clear the Uniform CPA Examination, consisting of four sections covering topics such as auditing and attestation, financial accounting, reporting, and regulation.
  3. Work experience in accounting or related field.

3. Digital Marketer

This is one of such career options in commerce that is a different career path than Finance but just as profitable. The best part about these career options for commerce students is that there are many sub-specializations to explore and work in. Branding, SEO, SEM, social media, Content Writing, and even Analytics all have different job positions and salary ranges. The responsibilities will differ in each position.

Education Qualification

  1. A degree in marketing, business administration, or a related field can be helpful.
  2. Certifications are also helpful in demonstrating expertise in specific areas of digital marketing, such as Google Ads, Google Analytics, or HubSpot.

Related Read: Guide to Become a Freelance Digital Marketing Professional

4. Cost and Management Accountant

A Cost and Management Accountant (CMA) is one of the great career options for commerce students. As a CMA professional, you will specialize in financial management and strategic planning. And use your knowledge of accounting, economics, and business management to help organizations make informed financial decisions.

CMAs work to analyze financial data to identify trends, create budgets, and develop forecasts. They also advise on cost management and cost control strategies, helping organizations to reduce expenses and increase profitability. This career in commerce requires a strong understanding of financial accounting principles, as well as excellent analytical, problem-solving, and communication skills. You can work in the private sector but may also work in government or non-profit organizations such as CMA.

Education Qualification

  1. Candidate must have a bachelor’s degree in commerce, economics, or any other related field from a recognized university.
  2. Completed CMA program (all three levels) offered by the Institute of Cost Accountants of India (ICAI).
  3. Relevant work experience in accounting or related field.
Get Paid for Your Knowledge

5. Cost Secretary

Indian students popularly choose either CA or CS for core finance career options for Commerce students. CS or Company Secretary is provided by the Institute of Company Secretaries of India. CS performs several responsibilities including administrative and financial duties. Major duties include taking care of tax returns, auditing, ensuring financial regulations are met, and also maintaining financial records. This is the best career in commerce that is not clerical, as its name.

Education Qualification

  1. Candidate must have a bachelor’s degree in commerce or any other related field from a recognized university.
  2. Registered member of Cost Accountants and the Institute of Cost Accountants of India (ICAI).
  3. Clear all the level foundation, intermediate, and final courses of the CS exam.
  4. Relevant work experience in the cost accounting field.

6. Investment Banker

career options for commerce students

Among other career options for commerce students mentioned here, investment banking requires a certification or degree. Investment banking is a profession that is about investing and helping clients make the most money effectively. These are experts who have high levels of analytical and persuasion abilities.

The range of clients for investment banking ranges from multinational corporations and even the Government. Most employers for investment bankers are banks where they will look for ways to raise capital. Other responsibilities include helping with mergers and acquisitions, restructuring, hedge and mutual funds, and also private placement of capital.

Education Qualification

  1. A bachelor’s and master’s degree in finance, economics, or accounting are preferred to become an investment banker.
  2. Professional certificates like Chartered Financial Analyst (CFA) designation, to demonstrate their expertise and competence in the field.

7. Financial Analyst

A Financial Analyst is an analytics position that deals with large amounts of data. They will look over the current financial status of a company and then make recommendations to make changes. These changes are designed to get more profit through better investments. This full-time career options for commerce students have the financial analyst preparing investment strategies and overlooking investment decisions. All decisions are made after looking over the company’s past and present data. A career in finance offers lucrative opportunities for growth and advancement.

Suggested Read: Career Path and Scope of CFA in India

Education Qualification

  1. Any degree in Commerce like a B.Com followed by a master’s degree in MBA or M.Com in Finance will make individuals eligible for this role.
  2. Certifications like Chartered Financial Analyst (CFA) or Certified Financial Planner (CFP) are also preferred

8. Research Analyst

Research Analyst is also on the list of commerce student career options. As, a research analyst your responsibilities vary according to the employer; generally, you will be involved in preparing reports based on the investigation of data involving markets, finance, operations, customers, etc.

Some responsibilities this analyst handles are creating financial models, report writing and analyzing operating metrics.  Most of the work of a Research Analyst is done using spreadsheets for which one needs to know how to forecast. Research Analysts are one career option for commerce students where most employers are in Finance or Economics.

Education Qualification

  • Finance students can complete their PG studies in Economics to be considered for this role.

9. Data Analyst

One up-and-coming career option for commerce students is Data Analyst. Data analysts work with data from collection to analysis and interpret it. You will be using tools such as SQL, Python, and R to extract and manipulate data, and often present their findings in visual formats such as charts or graphs.

Data Analysts also help identify areas for improvement and develop strategies for optimizing data-driven processes. This career in commerce requires strong analytical, problem-solving, and communication skills, and is in high demand across various industries such as finance, healthcare, and technology.

Education Qualification

  1. A bachelor’s degree in a field like mathematics, statistics, computer science, economics, or business.
  2. A master’s degree in data science, analytics, or a related field is needed to gain more in-depth knowledge and to increase job prospects.
  3. Certifications in specific data analysis tools like programming languages, or data management systems.

10. Business Development Manager

All businesses, big or small, require an expert who knows how to expand them. The role of a Business Development Manager is central to the future success of a company. They are trained to research and find out the best markets that fit company goals, generate leads, meet with prospective clients, and also maintain relationships.

Business Development Managers are one of the top career options for commerce students who require a strategic mindset with also an ability to multitask and work on their own. Sales, marketing, and price negotiation are also additional tasks handled by the BDM.

Education Qualification

  1. A bachelor’s degree in business administration, marketing, economics, or a related field.
  2. Some employers might ask for a master’s degree that’s why MBA is also required.

11. Athletic Director

This is one of the completely different commerce stream career options in Sports Management. The Athletic Director is responsible for different sports teams and also schools and universities. Here, you will handle the entire Athletics department.

This is more of an administrative role but requires knowledge of sports and fitness as well. For instance, on an average day, the Athletic Director would be preparing the sports budget, hiring coaches, and arranging and attending conferences. Other tasks also include taking care of sports equipment, managing disputes, and writing reports on the school teams.

Education Qualification

  • Athletic directors can apply for a special postgraduate or graduate degree after their B.Com degrees. Work experience is also a necessity for some recruiters.

12. Writer

There are many career options for commerce students that do not require additional qualifications. One can even work in these positions while completing their studies. Writing or authoring is one such job. Here, writing can be in terms of SEO writing for blogs, website copies, and also books. All one needs to work in this role is a steady internet connection, a laptop, and creativity with words.

Writers can work both in a full-time capacity and as remote workers in a freelance capacity. In the latter mode, payment is in the form of per word, per hour, or project basis. Writers can choose the type of project or niche to write on.

Education Qualification

  • A degree in literature, creative writing, journalism, or a related field can help.

13. Relationship Manager

Within organizations, many jobs do not require individuals to pursue a specific degree. Among them, Relationship Managers are top of the list. This is one of the many career options for commerce students that provide long-term sustainability. Relationship Managers maintain relationships with a company’s customers. From answering queries and complaints to general information and sales, all fall under the purview of the Relationship Manager’s duties.

Through the efforts of the Relationship Manager, the business expands and also brings in more profit. Undoubtedly, Relationship Managers need to be good communicators and have interpersonal skills. Being able to convince people and ability to perceive emotions would make the job easy. Most RMs are given a set of customers or vendors to fully service while also acquiring new customers.

Education Qualification

  1. A bachelor’s degree in a relevant field such as Business Administration, Finance, Marketing, or Communications.
  2. Relevant work experience in customer service, sales, or account management.

14. Event Planner

Event planning is one of the top career options for commerce students to thrive in. The Event Planners manage personal and corporate events from start to finish. All aspects of the event, from meeting clients, researching, and talking to vendors to the actual day itself, everything is under the Event Planner. Most Event Planners work on their own through an entrepreneurial practice or under an Event Management company. Half of the job involves visiting sites and talking with vendors to negotiate deals. This is quite a tough and also taxing job.

Education Qualification

  1. A bachelor’s degree in event planning or a related field is not always necessary.
  2. Gain experience through internships, volunteering, or working in related fields, such as catering or hospitality,

15. Lawyer

One of the best courses for commerce students that is also not about core finance is the law. These career options for commerce students, in truth, involve a complete change of career. However, lawyers hold a prestigious position in society and they work in servicing others. Fresh graduates, generally, start by assisting a senior lawyer. After some time and experience, they handle their cases in any field of law.

Education Qualification

  1. Completer the LLB degree from recognized university or college.
  2. Relevant work experience in the law field.

By considering these factors and career options, commerce students can make informed decisions about their professional futures.

Skills Required for Highest Salary Jobs for Commerce Students in India

Before choosing a career path, it’s important to know the skills you need and the average salaries associated with different jobs. This understanding can help you make informed decisions about your future. Below, we’ve listed some of the top career options for commerce students in India, along with the key skills needed for each role.

Skills Needed for High-Paying Commerce Career Options

Career OptionRequired Skills
Cost AccountantMathematics, Economics, Analytical Skills
Chartered AccountantAccounting, Finance, Analytical Skills
Professional AccountantAccounting, Taxation, Software Skills
Investment BankerFinance, Stock Market Knowledge, Analytical Skills
ActuaryMathematics, Risk Management, Analytical Skills
Financial Analyst (CFA)Economics, Finance, Analytical Skills
Public Accountant (CPA)Accounting, Taxation, Financial Reporting
Personal Financial AdvisorFinancial Planning, Investment Strategies, Communication Skills
Certified Financial PlannerFinancial Planning, Investment Strategies, Knowledge of Regulations
Financial ExaminerRegulatory Compliance, Financial Analysis, Attention to Detail
Retail ManagerRetail Management, Inventory Management, Leadership Skills
Budget AnalystBudget Analysis, Financial Reporting, Attention to Detail
Company SecretaryCorporate Governance, Legal Compliance, Communication Skills
Investment AnalystFinancial Analysis, Research Skills, Data Interpretation
Management AnalystData Analysis, Business Management, Communication Skills

Understanding these career options and the required skills can help you prepare for your future and improve your chances of securing a high-paying job in the commerce field.

Key Tips for Choosing the Right Career Options in Commerce

Confused about choosing a career from multiple career options for commerce students? Don’t worry! Start by assessing your strengths and interests to narrow down your choices.

Once you know your interests, research the various career options for commerce students, such as accounting, finance, or marketing. This will help you make an informed decision and choose the right career path for you. Here are a few tips through which you can choose the right career for yourself –

1. Identify Your Interest

You need to be interested in the work that you might do throughout your life. So, before choosing any career in commerce, gauge your interests, abilities, future goals, and skills. Short-list such options which meet all these criteria.

2. Do the Research

After you have short-listed the various courses and career options for commerce students, you need to research and gather information about them. Know their institutions, future scope, earning potential, risks associated, growth rate, etc.

3. Get Expert Advice

Before you go and choose any commerce course or career options for commerce students, do take expert advice. You can talk to your seniors in the field, people who are already doing that course or job or can go to a career consultant. Talking to experts will provide you with deeper insight.

4. Make the Decision

After you have talked to advice and done your research, choose the best prospect that also matches your interests, career goals, and earning expectations and start working on that.

A Career Options in Commerce with Chegg

There is a phase between after completion of the graduation course and choosing career options for students, during this phase, you are confused about what to do in your career and how to do it. But if there is a way to earn even during this period, and yes you don’t even need to learn any additional skills; just use your gained knowledge. This is the opportunity to work with Chegg India, as a Subject Matter Expert.

As a Chegg Subject Matter Expert, you will be using the knowledge gained from your graduation to help other commerce students. Subject Matter Experts are responsible for solving queries and answering the questions posted by the students on the platform. And for every accurately resolved question you make money. You can choose from various subjects like accounting, economics, finance, operations management, etc. This opportunity is not only for commerce students, but for anyone who has subject matter expertise, whether it is science, business, maths, or healthcare.

Create a Successful Career Options in Commerce

Commerce offers a wide range of career options for commerce students, many of which come with the potential for money and success. The key for students is to evaluate their interests, strengths, and long-term goals. By choosing the right courses in commerce, students can set a solid foundation for a successful career.

Once you’ve completed the necessary courses, you can explore various career options for commerce students. These options span across fields like finance, accounting, marketing, and management. With the right qualifications and skills, you can pursue a career that aligns with your passions and talents.

If you’re looking for top career options for commerce students, consider fields like Chartered Accountancy (CA), Investment Banking, or becoming a Financial Analyst. These careers have a bright future and offer excellent earning potential for those who dedicate themselves to achieving excellence.

Evaluate numerous career choices to choose the right career path for yourself. Dive into our guide on Career Advice.

Other Helpful Resources:

Conclusion

In conclusion, the commerce stream offers a wide variety of career options for commerce students across multiple sectors, including finance, marketing, and management. With numerous paths available, students can explore careers in high-demand areas such as Investment Banking, Chartered Accountancy, and Product Management. These career options for commerce students not only provide growth opportunities but also promise lucrative salaries, ranging from INR 3 LPA to INR 18 LPA, depending on experience and expertise.

As the demand for skilled professionals in areas like financial planning, market analysis, and strategic management increases, there are more opportunities for commerce students to advance in their careers. The need for expertise in these fields is rapidly growing, making career options for commerce students highly relevant and rewarding. This rising demand ensures that commerce professionals can enjoy long-term job security and stability, along with attractive salary packages.

To make the most of these opportunities, it is crucial for students to stay updated with industry trends and continuously develop the skills needed to succeed. By focusing on key areas like financial analysis, digital marketing, and leadership, students can significantly enhance their career prospects. With the right education and experience, students can reach their full earning potential and achieve substantial career growth in the diverse and rewarding field of commerce.

Get Paid to Help Students Across the World - Earn With Chegg
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Frequently Asked Questions (FAQs)

1. Which career is best for commerce students?

The top careers for commerce students are:
1. Chartered Accountant
2. Certified Public Accountant
3. Certified Financial Analyst 
4. Data Analyst 
5. Investment Banker

2. Which job has the highest salary in commerce?

The following job has the highest salary in commerce:
1. Chartered Accountant
2. Athletic Director
3. Cost and Management Accountant
4. Company Secretary
5. Investment Banker

3. Which is the hardest job in commerce?

A career in commerce offers challenging roles such as Chartered Accountant, Chief Financial Analyst (CFA), and Investment Banker. These jobs are known for their high stress, significant responsibility, and complex decision-making. The demands of these positions make them some of the toughest, requiring strong skills, dedication, and the ability to handle pressure in fast-paced environments.

4. What can I do after 12 in commerce?

After 12th in commerce, a student can pursue B.Com, BBA, CA, CS, or LLB. Commerce student career options include banking, finance, accounting, corporate roles, government jobs, insurance, stock broking, and entrepreneurship. These diverse paths offer various opportunities for growth and success, allowing students to choose a career that aligns with their interests and skills.

5. Is commerce a good stream?

Commerce is a great stream for students, offering endless commerce career options after earning a suitable degree. These options are only limited by a student’s aspirations. Commerce students can also switch careers if desired, exploring fields like law, investment banking, or data analysis. This flexibility allows them to pursue diverse paths and find success in various industries.

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