Quick Summary
Have you ever wished you could make extra money by using your phone? Well, you’re in luck! Refer and earn apps are becoming super popular in India, and they offer a fun and easy way to put some extra cash in your pocket. You can even earn $20 per referral in some cases.
With the growing use of mobile phones and app downloads, refer and earn apps offer a great way to earn extra income. Wondering which Indian apps give real money? In this guide, we’ll walk you through the 30 best legit refer and earn apps in India and show you how to maximize your earnings. Whether you’re a student looking for pocket money or an adult seeking a side hustle, these apps are perfect for boosting your income!
Before we dive into the details, let’s understand refer-and-earn apps. Refer-and-earn apps are special programs on your smartphone that reward you for inviting your friends and family to use them. It’s like telling your friend about a cool new game, but you get paid for it!
Here’s how refer and earn apps typically work:
It’s that simple! Refer and earn apps use referral marketing to grow their user base. Instead of spending lots of money on ads, they reward you for spreading the word.
There are many refer and earn apps available in India and the best refer and earn apps without KYC will depend on the specific needs and interests of the user. Here we have developed some of the best earnings apps that help you earn handsomely.
Refer and Earn Apps | Referral Cashbacks | Launched In | Downloads (Estimated) | Ratings (Average) | Reviews (Estimated) | For Users of |
---|---|---|---|---|---|---|
Google Pay | ₹150 | 2018 | 500M+ | 4.3 | 10M+ | Android, iOS |
Paytm Money | ₹300 | 2016 | 50M+ | 4.2 | 1M+ | Android, iOS |
Amazon Pay | ₹75 | 2017 | 300M+ | 4.2 | 5M+ | Android, iOS |
CRED | ₹100 | 2018 | 10M+ | 4.5 | 200K+ | Android, iOS |
My11Circle | ₹551 | 2019 | 50M+ | 4.4 | 1M+ | Android, iOS |
PhonePe | ₹150 | 2016 | 500M+ | 4.4 | 10M+ | Android, iOS |
RozDhan | ₹50 | 2018 | 50M+ | 4.2 | 1M+ | Android, iOS |
Upstox | ₹600 | 2016 | 20M+ | 4.3 | 500K+ | Android, iOS |
EarnKaro | 10% of network’s earnings for lifetime | 2018 | 20M+ | 4.3 | 500K+ | Android, iOS |
IIFL Securities | ₹500 | 2015 | 10M+ | 4.1 | 200K+ | Android, iOS |
TaskBucks | ₹750 | 2014 | 50M+ | 4.1 | 1M+ | Android, iOS |
Pocket Money | ₹160 | 2018 | 10M+ | 4.3 | 200K+ | Android, iOS |
Cubber | ₹50 | 2018 | 5M+ | 4.1 | 100K+ | Android, iOS |
MobiKwik | ₹75 | 2010 | 100M+ | 4.2 | 2M+ | Android, iOS |
Groww | ₹300 | 2016 | 50M+ | 4.3 | 1M+ | Android, iOS |
Meesho | ₹1,000 | 2015 | 100M+ | 4.1 | 2M+ | Android, iOS |
11Challengers | 20% of network’s earnings for lifetime | 2019 | 10M+ | 4.2 | 200K+ | Android, iOS |
Vision11 | 20% of network’s earnings for lifetime | 2019 | 50M+ | 4.1 | 1M+ | Android, iOS |
Batball11 | ₹50 | 2019 | 20M+ | 4.3 | 500K+ | Android, iOS |
5Paisa | 40% brokerage commission | 2016 | 10M+ | 4.2 | 200K+ | Android, iOS |
EarnEasy | ₹50 | 2018 | 50M+ | 4.1 | 1M+ | Android, iOS |
Winzo | ₹50 | 2018 | 100M+ | 4.3 | 2M+ | Android, iOS |
Zupee | ₹100 | 2019 | 50M+ | 4.2 | 1M+ | Android, iOS |
BigCash | ₹100 | 2018 | 20M+ | 4.1 | 500K+ | Android, iOS |
OneCode | 10% of network’s earnings for lifetime | 2019 | 10M+ | 4.3 | 200K+ | Android, iOS |
Fantasy Power 11 | 20% of network’s earnings for lifetime | 2019 | 50M+ | 4.2 | 1M+ | Android, iOS |
CoinSwitch Kuber | ₹150 | 2017 | 20M+ | 4.3 | 500K+ | Android, iOS |
Frizza | ₹15 | 2018 | 10M+ | 4.2 | 200K+ | Android, iOS |
Earn Talktime | ₹175 | 2016 | 50M+ | 4.1 | 1M+ | Android, iOS |
CashBoss | ₹15 | 2018 | 20M+ | 4.3 | 500K+ | Android, iOS |
Google Pay, formerly known as Tez, is one of the most successful refer and earn apps on the market and is used by many people. It comes at the top when we talk about sign up bonus apps. It allows users to carry out simple financial transactions through mobile phones. There are many options available for money transfers. Transferring money between accounts has never been easier, thanks to this great app.
Google Pay offers scratch cards for transactions that cost more than ₹150, and customers love it. It also pays well on each referral.
Paytm Money application has an appealing pricing structure and comes at the top when we talk about refer and earn apps. There’s a fixed but moderately inexpensive brokerage that appeals to day traders and speculators. Paytm Money might be a good place to start when you are new to investing and know little to nothing regarding stock markets.
All you have to do to use the app is create a Paytm account, which is reasonably straightforward. Then, to use the Paytm Money app, you must use similar login information. Then, adhere to the KYC criteria to engage in active market trading.
Related Read :- Earn Paytm Cash
The world’s largest online store, Amazon, carries almost anything you can think of. It is one of the refer and earn apps that gives you points for referrals and different cashback on purchasing items from their app. The checkout process on Amazon is quick and secure at Amazon Pay.
It is one of the best reference plans offered by Amazon Pay. You will get ₹75 in payback in an Amazon Pay account if you introduce a friend to Amazon Pay and they sign up using your link. It comes in the top ten earning app in India.
The CRED app allows users to manage and make payments with credit cards. You can choose CRED because it monitors and tracks all credit card transactions. This program is available for free download on smartphones. With CRED, you receive multiple benefits for making on-time credit card payments, such as rewards and exclusive offers. It’s among the best Refer and Earn Apps, offering redeemable points for various items listed.
This fantastic fantasy sports game allows you to play rummy, football, cricket, and carrom. If you enjoy fantasy sports, you are probably familiar with this game program. The My11Circle app instantly transfers ₹551 in cashback to your account.
My11Circle offers money you can withdraw from your bank account whenever you want, making it a superior program to other fantasy apps that only pay referral bonuses. You can invite friends to these refer and earn apps.
PhonePe is an example of the best refer and earn apps with an intuitive UI that allows you to make a bank transfer to any account quickly. You may use this app to pay for many other things, such as bills, investments, in-game purchases, gold, etc. Bank transfers are just the beginning.
From RozDhan, users may earn free Paytm money by playing games, watching videos, reading articles, making referrals to friends, and doing other activities. They offer customers fresh, interesting content daily in articles or viral movies. It is one of the top ten earning apps in India.
In addition to paying RupeRsto, a sign up bonus app, they receive a free app for their first login worth ₹50 only when they possess a balance of at least ₹200. You have ₹12 in your RozDhan account for every successful referral. And the best thing is that you get paid each time your referral uses RozDhan to make a payment. Roz Dhan comes under the best refer and earn apps in India.
In India’s capital markets, mutual funds and stocks are traded using the Upstox software. You may also participate by enrolling in the Upstox referral link service and telling your friends about the referring URL. It comes among the top refer and earn apps available in India.
Each participant receives ₹200 in referral commission from Upstox. Initially referred to get the cash on their account, the new trader must finish the procedures and open a trading account.
Join their affiliate network if you’d like to work from home because it has a quick approval procedure and a variety of products you may sell to make a lot of money. You must seek approval before you can join their affiliate program. EarnKaro is among the best refer and earn apps, so you won’t have to wait long to acquire the clearance, which typically happens within minutes.
Among stockbrokers in India’s capital markets, IIFL Securities is a market leader and a great example of refer and earn apps. Current customers advertise their referrals for extra cash as part of their referral program. For all other trades, there is a fee of ₹20, but they offer their users free trading of equity shipments, hence no commission fees.
On each successful referral, CRED rewards ₹500, making their referral program quite lucrative. It comes in the top ten earning Refer and Earn Apps in India, providing users with fantastic opportunities to earn rewards and cashback.
TaskBucks is the most famous and established refer and earn app. Compared to other money-earning applications, this one offers more opportunities for earning money online, making it the ideal app for anyone looking to do so.
Using this app, you can earn free Paytm money by answering questions, downloading, using various apps and gaming platforms, completing simple tasks, referring friends, and earning a referral bonus.
Having downloaded more than 10 million times and a favorable rate of 4.2 in the Play Store for Android. Pocket Money is among the most trustworthy, best-recommended, and earn apps. With this app, you may complete basic activities to earn cash and telephone recharges worth up to ₹500.
Pocket Money pays ₹30 for each referral who installs the Pocket Money app. The daily earnings are ₹160. You can save money on great discounts and promotions offered on travel, e-commerce, and dining using the coupons they provide.
This program offers more benefits than just referral bonuses. For example, you can recharge your phone, pay bills, and receive cash back. Cubber is a versatile and socioeconomic payment program that you may use to shop, buy, reserve bus tickets, and pay various utility fees online.
Intending to turn this app into a flexible online payment system, the D&K group launched it in 2016. This app needs to be downloaded before use. Then, the application should be launched, and you should enter your information—including your name, cellphone number, username, email, and referral code—to create your account.
MobiKwik is among refer and earn apps that allow users to invest in digital gold, stocks, and mutual funds and make online bank transfers and bill payments. Recently, they started a referral strategy where they give ₹50 as a sign-up bonus and ₹20 for each referral. If your referral starts recruiting friends. Additionally, if you refer your friends to transfer money from your MobiKwik wallet to their banks, you will get a ₹100 payback in your wallet.
Using this investing app, you may trade BSE and NSE-listed equities in the stock market for very little brokerage on stock orders and build a free Demat account. The Groww program lets you put money into mutual funds, the stock exchange, and virtual gold. Opening a Demat account with them is simple and takes only a few minutes. You can also refer groww & earn easy money.
It’s among India’s best refer and earn apps for earning money through product reselling and referrals. Meesho is India’s top reselling app; you can make money by reselling goods and referring other people. The reseller app allows you to drop-ship goods.
You can earn money from your friends’ purchases by referring them to Meesho. In addition to performing daily tasks for pay, you can sell Meesho products and makeup for ₹25,000 each month.
This one is among the best refer and earn apps for fantasy sports fans. This fantasy cricket app lets you engage in sports like football, cricket, baseball, basketball, handball, and more. Also, you can engage in gaming and earn money from them. You can also earn money by recommending the Vision11 app to your friends. The app offers a ₹100 bonus that can be used to buy gaming credits.
Another fantasy refer and earn apps includes Batball11. They offer many fantasy game levels with intriguing offers and distinctive features so that you can engage in gaming fantasy sports. A ₹50 welcome bonus is also given, which is put into your wallet from Batball11. Additionally, you can earn money by recommending your loved ones and friends to this program.
People like this app because it rewards ₹50 each in association with the referred user when they get the app and make a minimum deposit of ₹20. The Paytm and bank withdrawal options are also available.
It is an investment firm service that bills a single flat brokerage cost irrespective of the product, size, or trading venue. There is no account creation fee, but each completed mutual fund order investment is subject to a fee of ₹10. Being included in the best refer and earn apps, 5Paisa has a superb referral program that allows you to earn up to ₹500 for each referral and a lifetime brokerage fee of up to 40%.
The 5Paisa platform offers many advantages, including a Demat account, which enables traders to transact in stocks, futures, commodities, currencies, and MCX commodities.
Being able to earn money by completing numerous tasks makes it one of the best refer and earn money apps. They provide plain and easy jobs, and if you have few hours, you can utilize this app to earn money. For each referral, you can receive ₹15 through their referral program.
There isn’t a minimum withdrawal amount requirement; withdrawals can be made to a bank account, Paytm wallet, or UPI account. You must get the EarnEasy app and register for an account by entering your number, name, and email address before you can participate in their referral program.
Do you want to know how to earn money by app like 11Challengers. 11Challengers is a fantasy game app that provides a variety of games to play whenever and wherever you want. You can refer and earn money from this app by playing online games and recommending them to friends. Since it is an exceptionally well-designed application, they strive to offer the best gaming experience. Football, cricket, basketball, and other sports game genres are available.
Users of this entertaining gaming program can participate in games and compete to win various rewarding prizes. Its concept is based on apps like MPL. It is surprising to learn that they have over 70 games available to pick from, including fantasy cards, arcades, casual, racing, action, and many more. Winzo is one of the best refer and earn apps, where players have to participate in a challenge or tournament and answer all the questions truthfully within the allotted time to win.
Users of Zupee can select any topic, compete in tournaments with other users, and earn money. Topic categories include Sports, Math, Hollywood, Bollywood, Hinglish, Capital, and other subjects. You can accept challenges and respond to straightforward questions in the allotted time to win the competition.
First, download the Zupee app and register by providing your phone number. Then, enter basic information like your name, email address, bank account information, etc. The Zupee concept is based on apps like MPL.
Because users pay ₹10 to play games on their app, it’s a make-believe gaming app among the top refer and earn apps. It implies that playing games on BigCash has the potential to earn you a respectable sum of money. You may also gain money through their referral program, which pays ₹15 for each referral.
Before earning big cash, you need to download the app, sign in using Facebook, and get a ₹10 incentive. Enter your number on the next page to get ₹10 on Paytm. You can also redeem the earnings from your Paytm Wallet.
OneCode is among the greatest refer and earn apps in India. It allows you to make endless money by introducing users to the app. Every user also receives a unique promo code from the app. As a result, you receive a certain proportion of sales made using your discount code.
Since there is no membership cost, this is a no-investment refer and earn app. The good news is that your earning potential is unlimited.
The fantasy app is well-known and has very little competition. You can refer friends to this app, which is just for playing video games, and get a lifetime 25% referral commission in addition to a ₹100% bonus.
The best part is that you get 25% of the money deposited through their account each time you win. You can withdraw your money through a bank account or a Paytm wallet.
CoinSwitch Kuber is a cryptocurrency trading application that offers its customers ₹50 signup incentives and ₹50 for each referral. It is among the safest and most dependable cryptocurrency apps for trading in India. You can trade over 100 cryptocurrencies on it at the cheapest prices and with the most liquidity.
You can use this platform simply by downloading the app and entering your mobile number in the registration form.
Frizza is among India’s top refer and earn applications, mainly to earn Paytm cash. You can perform various actions to earn money, like viewing movies, answering surveys, recommending your friends to the program, and much more. They pay ₹25 for every digital assignment and ₹15 for every referral you complete. However, you must complete 7 offers before the money is credited to your account.
You can earn Talktime by using the Earn Talktime app daily. By downloading the app, taking surveys, and referring friends to do the same, you can earn money from the app as an ETT balance. Additionally, you can use the Earn Talktime app to get live information from cricket events and their scoreboards, recharge your phone and DTH, and pay post-paid bills.
It is one of the best platforms that allow you to monetize your content and earn a good amount of money. You can also refer to it with others to earn money. You can earn free recharge and other incentives by referring your friends and family to download the popular app CashBoss. Each referrer gets a bonus of Rs15. You can also participate in the Wheel Spin, which allows you to win anything from ₹1 to ₹20.
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You might wonder, “Why should I use refer and earn apps?” Well, there are quite a few good reasons:
A common question about refer and earn apps is whether they’re legitimate. The good news is that most of the popular refer-and-earn apps in India are completely legal and safe to use. These apps make money by gaining new users, and they’re happy to share some of that money with you to help them grow. Experts believe there will be a 25% increase in mobile app downloads worldwide. This will also increase revenue, and there will be a high commission on referrals.
However, it’s essential to be careful. Here are some tips to make sure you’re using legitimate refer and earn apps:
Referrals work well because they are based on trust and personal connections. Furthermore, satisfied customers are more likely to refer others, and, in turn, companies provide them with incentives that motivate the customer to share their positive experiences with others.
Following is a summary of the factors that have contributed to the success of referral earning app marketing inside the market:
The top applications for earning money through refer and earn apps try to speak directly to the user. As a result, small-scale marketing is directed directly at the consumer. If done correctly, products and services can gain widespread recognition and generate many conversions in a few months.
A person’s product recommendation based on previous usage is among the most powerful persuasive tools. Referral marketing strongly affects the customer base by allowing users to advance a specific product.
In modern society, everyone participates in at least one social network. In the last ten years, social media use has enabled one to take advantage of the networks where individuals belong, especially with the appearance platforms of influencers.
People are frequently shown to be more brand loyal when referral marketing is used for refer and earn apps. According to statistics, clients referred to a business are likelier to place repeat orders and use the product for longer.
Refer and earn apps are a great way to earn 100 Rs daily by referring friends, family, or acquaintances to your products or services. By sharing your unique referral link, you can earn a commission or referral bonus for each person who signs up or purchases through your link.
The people you refer also benefit from discounts or special offers. This is a great way to earn money while helping others find great products or services. However, it is vital to refer to genuine apps only to maintain transparency and trust. You must also read the independent application’s terms and conditions to understand the services provided better. To learn more about this subject, undertake in-depth online research.
A referral-earning app is an excellent option for those looking to supplement their income or earn side money, as it does not require investment.
Dive into our guide to explore online jobs to fit any lifestyle.
The best app to refer and earn depends on your preferences, but popular options include Paytm, Google Pay, and PhonePe, where you can earn rewards by referring friends.
You can refer and earn money through Cred Apps. For every referral, you get 10 Credit Coins, which you can exchange for gift cards to Uber, Flipkart and Amazon. These apps pay Rs 1000, 500 and 150 with each voucher. This is one of the popular refer and earn money methods.
Yes, several apps pay you for referring. Some of the top apps are Paytm Money, Upstocks, and PhonePe.
With the help of CRED apps, for every referral, you can get 10 Credit Coins, which you can exchange for gift cards to Uber, Flipkart and Amazon. Refer and earn 1000 without KYC with it. This is one of the popular refer and earn money methods.
To earn by referral, share your unique referral link from apps like Google Pay or Paytm with friends. When they sign up and meet the conditions, you get rewarded.
You can earn through referrals without any investment by using apps like Paytm, PhonePe, and Google Pay. You need to invite others and earn rewards when they use the app.
PhonePe’s Refer & Earn program lets you earn ₹75 when a referral adds their UPI details. Open the app, tap “Refer & Earn,” and share your referral link. Start earning today with each successful referral!
Authored by, Amay Mathur | Senior Editor
Amay Mathur is a business news reporter at Chegg.com. He previously worked for PCMag, Business Insider, The Messenger, and ZDNET as a reporter and copyeditor. His areas of coverage encompass tech, business, strategy, finance, and even space. He is a Columbia University graduate.
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Chegg India does not ask for money to offer any opportunity with the company. We request you to be vigilant before sharing your personal and financial information with any third party. Beware of fraudulent activities claiming affiliation with our company and promising monetary rewards or benefits. Chegg India shall not be responsible for any losses resulting from such activities.
Chegg India does not ask for money to offer any opportunity with the company. We request you to be vigilant before sharing your personal and financial information with any third party. Beware of fraudulent activities claiming affiliation with our company and promising monetary rewards or benefits. Chegg India shall not be responsible for any losses resulting from such activities.