NABARD Salary 2025: Grade A Pay Scale, Perks & Benefits

February 24, 2025
nabard grade a salary

Table of Contents

Table of Contents

NABARD Salary plays a crucial role in attracting candidates to the NABARD Grade A officer position. The National Bank for Agricultural and Rural Development (NABARD) is a prestigious government institution that conducts the NABARD Grade A exam in 2025. Aspiring candidates must successfully clear three phases to be eligible for recruitment. The NABARD Grade A officer salary is approximately INR 67,000 per month, along with various benefits and perks, making it a highly sought-after central government job. Understanding the job profile and salary structure is essential for candidates to make an informed career decision. Those preparing for the NABARD Grade A Recruitment 2025 should stay updated by regularly checking the official NABARD website for the latest notifications.

This article will explore the details of NABARD Salary, benefits, and career growth opportunities.

NABARD Grade A Full Form: What Does AO/AM Stand For?

NABARD stands for National Bank for Agriculture and Rural Development. In NABARD Grade A recruitment, AO refers to Agricultural Officer, and AM stands for Assistant Manager. These positions are crucial in managing rural banking, financial inclusion, and agricultural development initiatives. NABARD Salary offers a lucrative pay scale, starting at ₹44,500 per month, with various allowances and benefits, making it a financially rewarding career option.

NABARD Grade A 2025 Eligibility: Age, Qualifications & Nationality

To apply for NABARD Grade A 2025, candidates must meet specific eligibility criteria related to age, educational qualifications, and nationality.

  1. Age Limit: Candidates must be between 21 to 30 years old as of the specified cutoff date. Age relaxation is available for reserved categories as per government norms.
  2. Educational Qualification: A Bachelor’s or Master’s degree in relevant fields such as Agriculture, Economics, Finance, Banking, or related disciplines from a recognized university is required.
  3. Nationality: Candidates must be Indian citizens.

The NABARD Salary for Grade A officers is highly competitive, offering a starting basic pay of ₹44,500 per month, along with allowances and career growth opportunities up to NABARD’s highest post – Chairman.

NABARD Grade A 2025 Exam Pattern: Phase 1 & 2 Paper Structure

The NABARD Grade A 2025 Exam consists of two main phases:

  • Phase 1 (Preliminary Exam): Objective test covering Quantitative Aptitude, Reasoning, English, General Awareness, Economic & Social Issues, and Agriculture & Rural Development.
  • Phase 2 (Mains Exam): Includes Paper 1 (English Writing Skills) and Paper 2 (Stream-Specific Subject Knowledge), followed by an Interview round.

The NABARD Salary for Grade A officers starts at ₹44,500 per month, along with various perks like HRA, DA, medical benefits, and retirement benefits. With experience, officers can rise to higher posts such as Deputy Manager, General Manager, Chief General Manager, and the highest post – Chairman.

Understanding the NABARD Salary: Grade A Officer Salary Structure 2025

The NABARD Salary for an Assistant is around ₹67,000 per month, including Basic Pay, Dearness Allowance, House Rent Allowance, Family Allowance, Special Allowance, and more. The NABARD Grade A officer plays a crucial role in agricultural and rural development programs set by the central and state governments. They perform tasks assigned by the Chief General Manager of the Regional Office (RO), contributing to financial and policy decisions that support rural growth.
After standard deductions, approximately the NABARD salary of a Grade A officer rounds off to Rs. 58,733.

Let’s now look at the detailed breakdown of the NABARD Grade A salary.

Basic Pay of Nabard Grade A OfficerRs 28,150
Dearness allowance (DA) in NABARD SalaryRs 27,154
LCA (CCA)Rs 1,408
Grade allowanceRs 6,000
Special allowanceRs 1,625
LCA (FA)Rs 1,126
Special Perq. allowanceRs 2,323
TotalRs 67,786
DeductionsRs 9,053
NABARD Grade A in-hand salaryRs 58,733

The NABARD Grade A in-hand salary slip contains the details of the above heads and more.

NABARD Grade A Salary- Increments 

Time PeriodBasic Pay (₹)Annual Increment (₹)
First 4 years44,5002,500
Next 7 years54,5002,850
Next 4 years74,4502,850
Next 4 years85,8503,300 (only for 1 year)
Maximum Basic Pay89,150Till retirement

Key Highlights:

  • Annual Increment ensures a steady rise in salary over time.
  • Maximum Basic Pay reaches ₹89,150 after completing the final stage of increments.
  • Additional Perks & Benefits: Along with the salary, NABARD Grade A officers receive HRA, DA, medical benefits, and retirement perks, making it a secure and rewarding job.

NABARD offers excellent career growth, financial stability, and a prestigious role in India’s banking sector.

NABARD Grade A Salary- Deductions

Deduction TypeAmount (₹)
Provident Fund/NPS6,130
Medical Premium180
Lounge Subscription400
Income Tax2,323
Relief Fund Contribution200
Total Deductions9,053

The NABARD Salary for Grade A officers includes deductions such as Provident Fund/NPS (₹6,130), Income Tax (₹2,323), Medical Insurance (₹180), and other contributions, totaling ₹9,053 per month. Despite these deductions, officers receive a competitive take-home salary along with benefits like HRA, DA, medical perks, and pension schemes, ensuring financial stability.

Nabard Salary

Benefits & Allowances in NABARD Salary for Grade A

A NABARD salary (Grade A officer) is provided with different allowances, perks, and benefits for their service. Let’s look at them in brief.

NABARD Allowances

  • Dearness allowance.
  • Local compensatory allowance.
  • Grade allowance.
  • Special allowance.
  • Special Perq. Allowance.

Perks and Benefits included in NABARD SALARY 2025

  • Leave Travel Concession (LTC) is provided once every two years.
  • Book grant.
  • Newspapers, magazines, and journals.
  • Internet
  • Telephone allowance.
  • Pension.
  • Loans at affordable rates like housing, education, vehicle, or personal loans.
  • Medical facilities for individuals and the family.
  • Government quarter facility at some job locations.

NABARD Grade A Job Profile

  • The Grade A officers are below the Grade B officers. Therefore, the salary of NABARD Grade A officers is comparatively less than Grade B Officers.
  • The Grade A officers are appointed as Assistant Managers. They are assigned to different departments in NABARD as per their skills. Grade A officer NABARD  posts and salary vary accordingly.
  • Some of the posts held by NABARD Grade A officers include:
    • Rural Development Banking Service.
    • Protocol & Security Officer.
    • Rajbhasa service.
  • The Grade A Assistant Managers report to the Chief General Manager of the regional NABARD office.
  • The NABARD Grade A officers serve two years probationary period after joining. NABARD may choose to extend it based on the candidates’ performance.

Let’s look at the job responsibilities of a NABARD Grade A officer:

  • The NABARD Salary for a Grade A officer is around ₹67,000 per month, including Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits.
  • Officers work on government policies and programs related to agriculture and rural development while enjoying a stable NABARD Salary and career growth.
  • Tasks are assigned by the Chief General Manager, involving banking, financial, and administrative duties, with periodic NABARD Salary increments.
  • Multi-tasking is a key part of the role, requiring officers to manage various responsibilities while benefiting from a competitive NABARD Salary structure.
  • Officers can be posted anywhere in India, but not in their home state due to HR policies, with relocation benefits covered under NABARD Salary provisions.
  • Selection Process includes three phases, and candidates must stay updated on the official NABARD website for NABARD Grade A Recruitment 2025 and salary updates.

NABARD Grade A Career Growth and Promotions

NABARD Grade A Career Growth & Promotions

The career progression for NABARD Grade A Officers is structured, offering promotions based on merit and experience. Officers can grow into senior leadership roles with increased responsibilities and remuneration.

PositionExperience RequiredKey Responsibilities
Assistant Manager (Entry Level)Upon JoiningSupervises Assistant Managers plans agricultural schemes, monitors credit portfolios, and coordinates with local banks.
Manager5–7 YearsSupervises Assistant Managers, plans agricultural schemes, monitors credit portfolios, and coordinates with local banks.
Assistant General Manager10–15 YearsOversees important divisions like loan recovery, financing, and state-level bank linkages. Approves large farm loans above ₹50 lakhs.
Deputy General Manager15–18 YearsSenior leadership role at Zonal offices, responsible for regional strategies, financial targets, and client issue resolution.
General Manager20+ YearsDevelops national policies, evaluates programs, and represents NABARD at board meetings and government committees.
Chief General Manager25+ YearsHolds a prestigious role at NABARD’s Head Office, guiding critical departments and providing strategic direction.
Executive Director & DirectorTop-LevelLeads NABARD at the highest decision-making levels, influencing national financial policies.

With time and experience, NABARD officers progress to high-ranking leadership positions, ensuring a rewarding career with excellent NABARD Salary, perks, and benefits.

NABARD Grade A Probation Period

Candidates recruited into NABARD Grade A must undergo a two-year probation period, during which they receive extensive training on banking operations, rural development, and financial inclusion. This period helps trainees understand their roles and responsibilities in agricultural financing, policy implementation, and rural banking services.

At the end of probation, candidates are confirmed as Assistant Managers and are assigned to one of NABARD’s regional offices. With experience and performance, they can progress to higher ranks, including Deputy Manager, Manager, Chief General Manager, and ultimately, the post of Chairman, which is the highest position in NABARD.

The NABARD Salary for Grade A officers is attractive, starting with a basic pay of ₹44,500 per month, along with allowances such as HRA, DA, medical benefits, and retirement perks, ensuring a financially stable and rewarding career path in India’s premier financial institution.

NABARD Assistant Manager Salary

Aside from the monthly income, NABARD Assistant Managers receive various extra advantages and incentives that considerably improve their overall compensation package. This includes:

  • Medical Reimbursement: Coverage for medical expenses for the individual and dependents.
  • Leave Travel Concession (LTC): Travel expenditures for self and family every two years.
  • House Building Advance: A loan to build or buy a house.
  • Conveyance Allowance: A reimbursement for commuting expenditures.
  • Educational Allowance: Assistance with children’s education.
  • Pension program: A contributory pension program.

Conclusion

Conclusion

The NABARD Salary for a Grade A officer is approximately ₹67,000 per month, along with attractive perks such as Dearness Allowance (DA), Local Compensatory Allowance (LCA), medical benefits, travel concessions, and additional allowances for telephone, internet, and books. As a prestigious Central Government job, it ensures job security, financial stability, and career progression. With experience and performance, officers receive promotions, salary increments, and greater responsibilities, ultimately advancing to NABARD’s highest post – Director, making it a highly rewarding career choice.

Frequently Answered Questions (FAQs)

Q1. What is the starting salary of NABARD Grade A?

Ans. The starting salary of the NABARD Grade A officer is around Rs 67,000/month. There would be some deductions as per government regulations.

Q2. Which is the highest post in NABARD?

Ans. The post of Chairman is the highest in NABARD. The current Chairman is Mr Shaji K V.

Q3. What is NABARD Grade B salary?

Ans. The NABARD Grade B salary is around Rs 79,905/month. The final in-hand salary is around Rs 63,473/month.

Q4. What is the probation period for a NABARD Grade A officer?

Newly appointed officers undergo a probation period of 2 years, which may be extended by an additional year based on performance.

Q5. What deductions are made from the NABARD Grade A officer’s salary?

Standard deductions include contributions to the Provident Fund (₹6,130), Medical Premium (₹180), Lounge Subscription (₹400), Income Tax (₹2,323), and Relief Fund Contribution (₹200), totaling approximately ₹9,053 per month.

Q6. Is the NABARD Grade A position transferable?

Yes, NABARD Grade A officers are subject to transfers and can be posted anywhere in India, depending on organizational requirements. Postings are typically in state capitals or major cities.