⁠Best Pension Plans in India 2024

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These plans cater to various retirement needs and financial goals, offering a mix of traditional, unit-linked, and market-linked options, here are some plans to look upon.

1

LIC New Jeevan Shanti Plan

Provides increasing death benefits during the deferment period and a death benefit of 105% of the purchase price.

2

HDFC Life Click 2 Retire

Includes a death benefit that is the higher of the fund value or 105% of the premiums paid.

3

SBI Life Saral Retirement Saver

Offers life cover through the SBI Life - Preferred Term Rider and tax benefits under section 80CCC of the Income Tax Act.

4

ICICI Pru Easy Retirement Plan

Offers multiple premium payment modes and a death benefit equivalent to 105% of the total premiums paid.

5

Max Life Guaranteed Lifetime Income Plan

Offers six annuity options and provides the entire purchase price to the nominee upon the policyholder’s death.

6

Bajaj Allianz Lifelong Goal

Offers guaranteed loyalty additions and periodical returns of life cover charges.

7

Kotak Premier Pension Plan

Provides multiple premium payment options and additional protection against accidental death and disability.