1
Awareness is key, Before you can make changes, you need to know where your money is going.
2
Once you know your spending habits, create a realistic budget that allocates your income towards your needs
3
This could include eating out less often, cancelling unused subscriptions, or finding cheaper alternatives for everyday purchases.
4
Set up automatic transfers to move a portion of your paycheck directly into a savings account as soon as you get paid.
5
Avoid impulse purchases, take time to think about whether you need something before you buy it.
6
Plan your meals for the week and cook at home more often, this will save you money and help you eat healthier.
7
Don't be afraid to shop for better deals on everything from groceries to insurance.