⁠Salary Vanishes Before Month-end? 7 Tips to Budget Better

1

Track your spending

Awareness is key, Before you can make changes, you need to know where your money is going.

2

Create a Budget

Once you know your spending habits, create a realistic budget that allocates your income towards your needs

3

Unnecessary Expenses

This could include eating out  less often, cancelling unused subscriptions, or finding cheaper alternatives for everyday purchases.

4

Automate your Savings

Set up automatic transfers to move a portion of your paycheck directly into a savings account as soon as you get paid.

5

Beware of Impulse Buying

Avoid impulse purchases, take time to think about whether you need something before you buy it.

6

Plan your Meals

Plan your meals for the week and cook at home more often, this will save you money and help you eat healthier.

7

Shop for Better Deals

Don't be afraid to shop for better deals on everything from groceries to insurance.